1. Acceptance of Terms

By accessing or using this website and the investment calculator (collectively, the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree, you must not use the Service. These Terms are governed by the laws of the State of Israel, without prejudice to any mandatory protections available to you under the law of your country of residence.

2. Nature of the Service — No Professional Advice

The calculator and all content on this website are provided exclusively for general informational and educational purposes. Nothing on this website constitutes or should be construed as financial advice, investment advice, legal advice, tax advice, or any other form of professional advice regulated under Israeli law (including under the Regulation of Investment Advice, Investment Marketing and Investment Portfolio Management Law, 5755-1995), EU law, or US law (including US federal securities laws).

All calculations, projections, and estimates generated by the calculator are illustrative only. They are based on assumptions and publicly available data that may be incomplete, outdated, or inaccurate. Past performance and modeled projections are not indicative of future results.

3. No Warranty — "As Is" Basis

The Service is provided "as is" and "as available", without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, or uninterrupted availability. R&G Real Estate Investments Ltd. makes no representation that the Service will be error-free or that defects will be corrected.

4. Limitation of Liability

To the fullest extent permitted by applicable law — including Israeli law, EU consumer protection law, and US state and federal law — R&G Real Estate Investments Ltd., its directors, officers, employees, agents, affiliates, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to:

• Loss of profits, revenue, data, goodwill, or other intangible losses;
• Financial loss resulting from investment decisions made in reliance on information obtained from this website;
• Errors, inaccuracies, or omissions in any content;
• Unauthorized access to or alteration of your transmissions or data;
• Any other matter arising from or related to your use of the Service.

This limitation applies regardless of the legal theory on which the claim is based, even if R&G Real Estate Investments Ltd. has been advised of the possibility of such damages.

5. Indemnification

You agree to indemnify, defend, and hold harmless R&G Real Estate Investments Ltd. and its affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party.

6. Regulatory Notices

Israel: R&G Real Estate Investments Ltd. is not a licensed investment advisor under the Regulation of Investment Advice, Investment Marketing and Investment Portfolio Management Law, 5755-1995. No content on this website constitutes "investment advice" or "investment marketing" as defined in that law.

European Union: This website does not constitute a prospectus, key information document, or regulated financial promotion under EU Directive 2014/65/EU (MiFID II), Regulation (EU) 1286/2014 (PRIIPs), or any other EU financial services regulation.

United States: This website is not directed at US persons and does not constitute an offer or solicitation of securities under US federal or state securities laws, including the Securities Act of 1933 or the Investment Advisers Act of 1940.

7. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of R&G Real Estate Investments Ltd. or its licensors and is protected by Israeli copyright law, EU Directive 2001/29/EC, and the US Copyright Act. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

This website may contain links to third-party websites. We have no control over and accept no responsibility for the content, privacy policies, or practices of any third-party sites.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.

10. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.

11. Contact

For questions regarding these Terms, please contact R&G Real Estate Investments Ltd. via WhatsApp at +972-52-550-8797.

© 2026 R&G Real Estate Investments Ltd. All rights reserved. These Terms of Use were last reviewed on January 1, 2026.